Almi - Barbados Car Insurance
FAQ2020-12-23T14:27:17-04:00

FAQs

Simple home and motor insurance plans suited to the way you live your life.

What happens if I hit someone?2021-10-22T14:54:57-04:00

We’ve got your back! Our policies are built to protect you in case of an accident, whether or not you’re at fault. Visit our claims page for more information.

How do I know Almi will process my claim when needed?2020-12-15T01:45:20-04:00

Almi is a trusted insurance expert with a goal to increase the financial security of every person in the Caribbean. Our system was designed to accept, evaluate and pay-out your claim in a flash – you can take our word that we will get you your money as soon as possible.

What is your refund policy?2021-08-22T07:14:35-04:00

You can cancel the Policy by returning your Certificate of Motor Insurance to us with written instructions and we will return a portion of your premium, less an amount for administrative expenses, providing there were no claims made during the period. Any return of premium which might otherwise be due to you can only be paid after your Certificate of Motor Insurance has been returned to and received by us. We can cancel the Policy by giving you seven days notice in writing by registered mail sent to your last known address. If we do this, we will refund an amount of premium proportionate to the unexpired period of the Policy upon presentation of your Certificate of Motor Insurance.

What happens if I hit someone?2021-10-22T14:54:57-04:00

We’ve got your back! Our policies are built to protect you in case of an accident, whether or not you’re at fault. Visit our claims page for more information.

What happens if someone hits my vehicle?2021-10-22T14:54:15-04:00

We’re here to help! Just reach out and follow the simple claims process and we’ll get you back on the road in no-time. Visit our claims page for more information.

What is your refund policy?2021-08-22T07:14:35-04:00

You can cancel the Policy by returning your Certificate of Motor Insurance to us with written instructions and we will return a portion of your premium, less an amount for administrative expenses, providing there were no claims made during the period. Any return of premium which might otherwise be due to you can only be paid after your Certificate of Motor Insurance has been returned to and received by us. We can cancel the Policy by giving you seven days notice in writing by registered mail sent to your last known address. If we do this, we will refund an amount of premium proportionate to the unexpired period of the Policy upon presentation of your Certificate of Motor Insurance.

How do you evaluate my claim?2020-12-15T01:44:16-04:00

Once your claim has been received, our experts will take a look at all the information provided, and begin to evaluate the total cost of damage. Once this cost is set, they’ll reach out to you to discuss and offer a list of trusted vendors to perform the repairs.

How can claims impact my future insurance?2020-12-15T01:44:36-04:00

The amount of impact, if any, will depend on whether the accident was your fault, and which type of insurance plan you’ve chosen. As a general rule, the more insurance claims you make, the higher your premiums could be in the future.

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