Why switch your car insurance company?
When it comes to motor insurance, we all want the best value for our money, but let’s be honest – this does not always happen the first time around.
Sometimes we may not be as thorough when exploring our options, whether it’s due to the excitement of getting your first car on the road or feeling overwhelmed at the thought of contacting various providers for quotes.
As a result, we may find ourselves in a situation where we’re dissatisfied with the quality of service, or, over time, the price of our coverage – this is where you may feel the urge to make a switch.
Can I cancel my insurance policy?
Absolutely! You can cancel at a moment’s notice. Your insurance policy probably includes a line like this: Your motor insurance policy can be cancelled by either “The Insured” (You) or “The Insurer” (The Insurance
Company) at any time.
Step 1: Review the renewal date of your policy
Two of the most important things to note before shopping around – always be mindful of your:
- Current provider’s cancellation policy
- Your policy renewal date.
This will help ensure that you follow the necessary cancellation protocols to secure any prorated refunds.
This article is will prepare and guide you through making a successful switch.
Step 2: Initiate the cancelation of your policy
Any time you buy a motor insurance policy, it’s important to know how to go about cancelling if you ever want to change providers. You can find these details in your insurance policy documents or the booklet you receive when your coverage has been approved.
Contact your insurance company
We have compiled phone numbers for the main car insurance providers to make it easier for you to call your provider and enquire about your policy cancelation:
List of insurance companies in Barbados:
| Company | Phone number |
|---|---|
| BCIC (British Caribbean Insurance Company) | 246-621-7340 |
| Sagicor Insurance | 246-431-2800 |
| CGI (Consumers General Insurance) | 246-435-2000 |
| ICBL (Insurance Corporation of Barbados Ltd.) | 246-434-6000 |
| Trident Insurance | 246-431-2347 |
| Massy United Insurance | 246-430-1900 |
| Co-Operators General Insurance | 246-431-8600 |
| Bryden’s Insurance | 246-431-3611 |
(Sample of a Barbados motor insurance booklet)
Any time you buy a motor insurance policy, it’s important to know how to go about cancelling if you ever want to change providers. You can find these details in your insurance policy documents or the booklet you receive when your coverage has been approved.
Contact your insurance company
We have compiled phone numbers for the main car insurance providers to make it easier for you to call your provider and enquire about your policy cancelation:
List of insurance companies in Barbados:
| Company | Phone number |
|---|---|
| BCIC (British Caribbean Insurance Company) | 246-621-7340 |
| Sagicor Insurance | 246-431-2800 |
| CGI (Consumers General Insurance) | 246-435-2000 |
| ICBL (Insurance Corporation of Barbados Ltd.) | 246-434-6000 |
| Trident Insurance | 246-431-2347 |
| Massy United Insurance | 246-430-1900 |
| Co-Operators General Insurance | 246-431-8600 |
| Bryden’s Insurance | 246-431-3611 |
Where can I get a roadworthy certificate in Barbados?
Below are some of the garages where you can get a Roadworthy Certificate on the island.
Authorized dealers for Roadworthy Certificate
| Authorized Dealer | Contact Number | Address |
|---|---|---|
| Nassco Limited | (246) 227-6048 | River Road, St. Michael |
| Simpson Motors | (246) 417-7777 | Warrens, St. Michael |
| Courtesy Garage | (246) 431-4100 | Wildey, St. Michael |
| McEnearney Quality Inc (ANSA Motors) | (246) 467-2400 | Wildey, St. Michael |
| Platinum Motors | (246) 621–4200 | Fontabelle, Bridgetown, St. Michael |
(Scroll right on the table)
Other garages that can provide a certificate
| Authorized Dealer | Contact Number | Address |
|---|---|---|
|
The Auto Repair Centre Inc
|
(246) 436-2277
|
Strathclyde, St. Michael
|
|
Bodyline Garage Inc.
|
(246) 233-2633
|
Farm Tenantry, Speightstown, St. Peter
|
|
Corbin’s Garage
|
(246) 427-7755
|
Collymore Rock, St. Michael
|
|
Downes’ Auto Body
|
(246) 228-2382
|
Hothersal Turning, St. Michael
|
|
Drayton’s Garage
|
(246) 428-6067
|
Lodge Road, Christ Church
|
|
Forde’s Auto
|
(246) 538-4097
|
Maxwell, Christ Church
|
|
JEM Services
|
.
|
Bryan Road, Welchman Hall, St. Thomas
|
|
Jones’ Garage Ltd.
|
(246) 425-6637
|
Passage Road, St. Michael
|
|
McCarthy’s Garage Inc
|
(246) 429-3820
|
Two Mile Hill, St. Michael
|
|
Trans-Tech Inc.
|
(246) 418-6628
|
Kendal Hill, Christ Church
|
|
United Commercial Autoworks Ltd.
|
(246) 537-2000
|
Roebuck Street, St. Michae
|
|
Yesuf Auto Clinic
|
(246) 228-5790
|
Lakes Folly, St. Michael
|
(Scroll right on the table)
About the author:
Thalisha is a Customer Experience Officer and blog contributor at Almi. She is passionate about customer service and helping Barbadians achieve financial prosperity.
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